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Share Certificates

Grow your savings with a BTCU Share Certificate.

Share Certificates earn dividends at higher rates than savings accounts. They are a great option if you do not need access to the funds for the duration of the certificate term you choose. Your funds are always safe as well as insured. 

In a pinch, you may still access the funds before maturity, you will forfeit accrued dividends but never your principal balance.

Share Certificates have great benefits:

  • Members can open an account instantly inside Online Banking.
  • Choose your term – from 3-months to 60-months
  • Open your account with as little as $1,000
  • Dividends compounded and paid quarterly
  • Automatic renewal
  • Automatic dividend withdrawal options available
  • Deposits are NCUA federally insured up to $250,000
  • Deposits over $250,000 are also insured by a private insurance company up to an additional $250,000
  • Click here to see how to maximize your coverage

Open your Share Certificate today > Login to Online Banking and select the New Accounts link. 

Need Help?

Give us a call. 763-315-3888 or
Toll-Free 1-800-496-2460

Monday – Friday: 7am – 7pm
Saturdays: 7am – 4pm

Or Contact Us by Email

Open Your Account

Already a BTCU Member? Login to Online Banking to open your account today!

Check Rates

Looking for rates on Share Certificates? Click below.

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