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Auto Loans

Let us help you save money on your next auto or the one you already drive.

Whether you’re looking for a car, truck, or SUV, let BTCU put you in the driver’s seat. We want our members to get an excellent deal.

We offer:

  • Low rates
  • Flexible terms – up to 84 months
  • Up to 110% financing
  • Easy online payment options
  • Fast approvals
  • Electronic document signing
  • Receive a .25% discount when you sign up for auto pay from a BTCU checking account 

Did you know? It’s our job to save you money. BTCU makes it easy to refinance your auto loan. Contact a loan officer by calling 763.315.3888 Option 4 or apply online to see how much you can save TODAY!

Get the protection you need. 

  • GAP Plus Insurance – Covers the gap between your vehicle’s value and what you owe if you vehicle is totaled in an accident. PLUS, gives you $1000 towards your next auto when you finance with BTCU.
  • Debt Protection – If you are totally disabled due to injury or illness or in the event of your unexpected death, or suffer a job loss, it may help cover your loan payment or payoff your loan balance.
  • Auto Insurance – BTCU members can get a free quote today from TruStage.
  • Mechanical Repair Contract – Get the mechanical repair coverage you need to avoid those unexpected costly auto repairs.

Apply Now!

It’s easy to apply for your BTCU loan.
Click below to apply online.

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Auto Loan Rates


Rates as low as 6.24% APR 1

1 Annual Percentage Rate “APR” is fixed for the term of the loan. Actual rate is based on applicant’s credit history and term of loan. Rate disclosed is based off credit scores of 740 and higher. Rate disclosed also includes .25% discount for automatic payment from a BTCU checking account. Loan is subject to credit approval. Rates are subject to change.