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Rates

Savings Rates - Effective Monday, December 19, 2022
APYMinimum
Deposit
Minimum
Balance
SECONDARY SAVINGS0.1% $300
ADVANTAGE SAVINGS0.4%$2500$2500
ADVANTAGE SAVINGS0.45%$2500$10000
ADVANTAGE SAVINGS0.5%$2500$50000
ADVANTAGE SAVINGS0.6%$2500$100000
REWARD CHECKING INT0% $0
REWARD CHECKING INT0.6% $0.01
REWARD CHECKING INT0% $20000.01
REWARDS CHECKING PLUS0% $0
REWARDS CHECKING PLUS0.8% $0.01
REWARDS CHECKING PLUS0% $20000.01
Loan Rates - Effective Friday, March 1, 2024
Loan TypeRates as low asTerms & Information
New Vehicle » 6.24% 48 M Get a new car or truck.
Used Vehicle » 6.49% 48 M Get a used car or truck.
New Motorcycle » 7.09% 84 M Great rates available for new motorcycles!
Used Motorcycle » 7.29% 48 M Great rates available for used motorcycles!
New Boat » 7.09% 48 M Looking for a new boat? Get it today!
Used Boat » 7.39% 48 M Looking for a used boat? We can help with that too!
New RV » 7.39% 48 M Finance a new camper at BTCU!
Used RV » 7.59% 48 M Finance a used camper with BTCU!
New Personal Rec Vehicles » 8.09% 60 M Looking for a Snowmobile, ATV or Jet Ski? We can help.
Used Personal Rec Vehicles » 8.59% 60 M Looking for a Snowmobile, ATV or Jet Ski? We can Help!
Unsecured Personal Loan » 11.84% 60 M Need a personal loan? Apply with BTCU.
Unsecured LOC » 11.84% 48 M For overdraft protection or pull money only as you need it!
Credit Card » 16% 48 M Low Rate, No Annual Fee, Plus Earn Rewards
Closed End Home Equity » 6.29% 120 M Take care of home improvement projects!
Home Equity - Line of Credit » 8.25% 120 M Make home improvements or finance major purchases.
Certificate Rates - Effective Friday, March 1, 2024
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE4.3%$1000
12 MONTH CERTIFICATE4.25%$1000
24 MONTH CERTIFICATE3%$1000
48 MONTH CERTIFICATE3.5%$1000
60 MONTH CERTIFICATE3.85%$1000
36 MONTH CERTIFICATE3.25%$1000
7 MONTH CD SPECIAL5.12%$5000
3 MONTH CERTIFICATE4.5%$1000