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Rates

Savings Rates - Effective Monday, December 19, 2022
APYMinimum
Deposit		Minimum
Balance
SECONDARY SAVINGS0.1% $300
ADVANTAGE SAVINGS0.4%$2500$2500
ADVANTAGE SAVINGS0.45%$2500$10000
ADVANTAGE SAVINGS0.5%$2500$50000
ADVANTAGE SAVINGS0.6%$2500$100000
REWARD CHECKING INT0% $0
REWARD CHECKING INT0.6% $0.01
REWARD CHECKING INT0% $20000.01
REWARDS CHECKING PLUS0% $0
REWARDS CHECKING PLUS0.8% $0.01
REWARDS CHECKING PLUS0% $20000.01
Loan Rates - Effective Saturday, September 30, 2023
Loan TypeRates as low asTerms & Information
New Vehicle » 5.69% 48 M Get a new car or truck.
Used Vehicle » 5.94% 48 M Get a used car or truck.
New Motorcycle » 6.54% 84 M Great rates available for new motorcycles!
Used Motorcycle » 6.74% 48 M Great rates available for used motorcycles!
New Boat » 6.54% 48 M Looking for a new boat? Get it today!
Used Boat » 6.84% 48 M Looking for a used boat? We can help with that too!
New RV » 6.84% 48 M Finance a new camper at BTCU!
Used RV » 7.04% 48 M Finance a used camper with BTCU!
New Personal Rec Vehicles » 7.54% 60 M Looking for a Snowmobile, ATV or Jet Ski? We can help.
Used Personal Rec Vehicles » 8.04% 60 M Looking for a Snowmobile, ATV or Jet Ski? We can Help!
Home Equity - Line of Credit 7.046% 120 M Make home improvements or finance major purchases.
Unsecured Personal Loan » 11.29% 60 M Need a personal loan? Apply with BTCU.
Unsecured LOC » 11.29% 48 M For overdraft protection or pull money only as you need it!
Credit Card » 15.5% 48 M Low Rate, No Annual Fee, Plus Earn Rewards
Certificate Rates - Effective Saturday, September 30, 2023
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE1.15%$1000
6 MONTH CERTIFICATE1.2%$10000
6 MONTH CERTIFICATE1.25%$50000
6 MONTH CERTIFICATE1.3%$100000
12 MONTH CERTIFICATE1.55%$1000
12 MONTH CERTIFICATE1.6%$10000
12 MONTH CERTIFICATE1.65%$50000
12 MONTH CERTIFICATE1.75%$100000
24 MONTH CERTIFICATE1.75%$1000
24 MONTH CERTIFICATE1.8%$10000
24 MONTH CERTIFICATE1.85%$50000
24 MONTH CERTIFICATE1.9%$100000
48 MONTH CERTIFICATE2.45%$1000
48 MONTH CERTIFICATE2.5%$10000
48 MONTH CERTIFICATE2.55%$50000
48 MONTH CERTIFICATE2.6%$100000
60 MONTH CERTIFICATE2.7%$1000
60 MONTH CERTIFICATE2.75%$10000
60 MONTH CERTIFICATE2.8%$50000
60 MONTH CERTIFICATE2.85%$100000
36 MONTH CERTIFICATE2.2%$1000
36 MONTH CERTIFICATE2.25%$10000
36 MONTH CERTIFICATE2.3%$50000
36 MONTH CERTIFICATE2.35%$100000
14 MONTH CD SPECIAL5.12%$5000
9 MONTH CD SPECIAL4.11%$5000
3 MONTH CD SPECIAL4.16%$5000