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Rates

Savings Rates - Effective Wednesday, March 10, 2021
APYMinimum
Deposit
Minimum
Balance
SECONDARY SAVINGS0.05% $300
ADVANTAGE SAVINGS0.07%$2500$2500
ADVANTAGE SAVINGS0.09%$2500$10000
ADVANTAGE SAVINGS0.12%$2500$50000
ADVANTAGE SAVINGS0.15%$2500$100000
REWARD CHECKING INT0% $0
REWARD CHECKING INT0.6% $0.01
REWARD CHECKING INT0% $20000.01
REWARDS CHECKING PLUS0% $0
REWARDS CHECKING PLUS0.8% $0.01
REWARDS CHECKING PLUS0% $20000.01
Loan Rates - Effective Tuesday, December 6, 2022
Loan TypeRates as low asTerms & Information
New Vehicle » 4.39% 48 M Get a new car or truck.
Used Vehicle » 4.64% 48 M Get a used car or truck.
New Motorcycle » 5.24% 84 M Great rates available for new motorcycles!
Used Motorcycle » 5.44% 48 M Great rates available for used motorcycles!
New Boat » 5.24% 48 M Looking for a new boat? Get it today!
Used Boat » 5.54% 48 M Looking for a used boat? We can help with that too!
New RV » 5.54% 48 M Finance a new camper at BTCU!
Used RV » 5.74% 48 M Finance a used camper with BTCU!
New Personal Rec Vehicles » 6.24% 60 M Looking for a Snowmobile, ATV or Jet Ski? We can help.
Used Personal Rec Vehicles » 6.74% 60 M Looking for a Snowmobile, ATV or Jet Ski? We can Help!
Home Equity - 1st Position » 4.79% 60 M Take care of home improvement projects!
Home Equity - 2nd Position » 5.74% 60 M Take care of home improvement projects!
Home Equity - Line of Credit 5.051% 120 M Make home improvements or finance major purchases.
Unsecured Personal Loan » 9.99% 60 M Need a personal loan? Apply with BTCU.
Unsecured LOC » 9.99% 48 M For overdraft protection or pull money only as you need it!
Credit Card » 12.25% 48 M Low Rate, No Annual Fee, Plus Earn Rewards
Certificate Rates - Effective Tuesday, December 6, 2022
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE1.15%$1000
6 MONTH CERTIFICATE1.2%$10000
6 MONTH CERTIFICATE1.25%$50000
6 MONTH CERTIFICATE1.3%$100000
12 MONTH CERTIFICATE1.55%$1000
12 MONTH CERTIFICATE1.6%$10000
12 MONTH CERTIFICATE1.65%$50000
12 MONTH CERTIFICATE1.75%$100000
24 MONTH CERTIFICATE1.75%$1000
24 MONTH CERTIFICATE1.8%$10000
24 MONTH CERTIFICATE1.85%$50000
24 MONTH CERTIFICATE1.9%$100000
48 MONTH CERTIFICATE2.45%$1000
48 MONTH CERTIFICATE2.5%$10000
48 MONTH CERTIFICATE2.55%$50000
48 MONTH CERTIFICATE2.6%$100000
60 MONTH CERTIFICATE2.7%$1000
60 MONTH CERTIFICATE2.75%$10000
60 MONTH CERTIFICATE2.8%$50000
60 MONTH CERTIFICATE2.85%$100000
36 MONTH CERTIFICATE2.2%$1000
36 MONTH CERTIFICATE2.25%$10000
36 MONTH CERTIFICATE2.3%$50000
36 MONTH CERTIFICATE2.35%$100000