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Fish House Loans

Enjoy the comforts of home out on the ice.

Ice fishing is one of Minnesota’s top winter outdoor activities, and with more than 14,000 lakes, Minnesota has plenty of auger-ready places to drop a line.

With a fish house loan from BTCU, you can get out on that ice and stay cozy with all the comforts of home.

We offer:

  • Low rates
  • Flexible terms – up to 120 months
  • Up to 110% financing
  • Easy online payment options
  • Fast approvals
  • Electronic document signing
  • Receive a .25% discount when you sign up for auto pay from a BTCU checking account 

Did you know? It’s our job to save you money. BTCU makes it easy to refinance your fish house. Contact a loan officer by calling 763.315.3888 Option 2 or apply online to see how much you can save TODAY!

Get the protection you need. 

Debt Protection –  If you are totally disabled due to injury or illness or in the event of your unexpected death, or suffer from job loss, it may help cover your loan payment or payoff your loan.

Fish House Loan Rates

Fish Houses
Rates as low as 7.14% APR 1

1 Annual Percentage Rate “APR” is fixed for the term of the loan. Actual rate is based on applicant’s credit history and term of loan. Disclosed rate includes .25% discount for auto pay from a BTCU checking account. Loan is subject to credit approval. Rates are subject to change.

Apply Now!

It’s easy to apply for your BTCU loan.
Click below to apply online.

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Loan Calculator




  • Type in the purchase price, number of payments (months), and annual percentage rate into the corresponding form fields.
  • Click on the button marked Calculate.
  • Your results will appear in the Results box.

Note: This calculator is provided only to give an estimate of your loan. Your monthly payment and total amount paid may vary. Talk to your loan representative for additional details.