Share Certificates

Grow your savings with a BTCU Share Certificate.

Share Certificates earn dividends at higher rates than savings accounts. They are a great option if you do not need access to the funds for the duration of the certificate term you choose. Your funds are always safe as well as insured. 

In a pinch, you may still access the funds before maturity, you will forfeit accrued dividends but never your principal balance.

Share Certificates have great benefits:

• Members can open an account instantly inside Online Banking.
• Choose your term – from 3-months to 60-months
• Open your account with as little as $1,000
• Dividends compounded and paid quarterly
• Automatic renewal
• Automatic dividend withdrawal options available
• Deposits are NCUA federally insured up to $250,000
• Deposits over $250,000 are also insured by a private insurance company up to an additional $250,000
• Click here to see how to maximize your coverage

Open your Share Certificate today > Login to Online Banking and select the New Accounts link.