Savings Accounts

Save for your future with a Credit Union you can TRUST!  

BTCU offers savings accounts to suit all your savings needs.

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Labor Saver – Required for Membership

Your initial deposit of $25 into a Labor Saver account is what makes you an owner at BTCU. This is not a fee but your share in the credit union. If you close your account, you take that with you. 

Earns Dividends	Yes (Refer to rate sheet) Dividends Compounded Quarterly1 Dividend Period: Quarterly
Minimum Opening Deposit	$25.00
Minimum Balance to Earn Interest	$300.00
Monthly Fee	$0.00

¹Dividends are calculated daily and paid quarterly.
Rates are subject to change at any time. Balances that fall below
the minimum balance required to earn interest will not earn dividends and may incur a monthly fee, which may reduce account earnings. Rates may change after the account is opened. Please refer to your Personal Account Agreement and Truth-in-Savings Disclosures for complete information, including transaction limitations on savings accounts.

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Secondary Savings

Earns Dividends	Yes (Refer to rate sheet) Dividends Compounded Quarterly1 Dividends Period: Quarterly
Minimum Opening Deposit	$0
Minimum Balance to Earn Interest	$300
Monthly Service Fee	$0
Product Benefits	No limit on number of additional savings accounts

_{¹ Dividends are calculated daily and paid quarterly.
Rates are subject to change at any time. Balances that fall below the minimum balance required to earn interest will not earn dividends and may incur a monthly fee, which may reduce account earnings. Rates may change after the account is opened. Please refer to your Personal Account Agreement and Truth-in-Savings Disclosures for complete information, including transaction limitations on savings accounts.} 

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Advantage Savings

Earns Dividends	Yes (Refer to rate sheet) Dividends Compounded Monthly2 Dividends Period: Monthly
Minimum Opening Deposit	$2,500.00
Minimum Balance to Earn Interest	$2,500.00
Monthly Service Fee	$20.00 (If balance falls below minimum)
Product Benefits	Tiered Rate

_{² Dividends are calculated daily and paid monthly.
Rates are subject to change at any time. Balances that fall below the minimum balance required to earn interest will not earn dividends and may incur a monthly fee, which may reduce account earnings. Rates may change after the account is opened. Please refer to your Personal Account Agreement and Truth-in-Savings Disclosures for complete information, including transaction limitations on savings accounts.} 

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Money Market Savings

Earns Dividends	Yes (Refer to rate sheet) Dividends Compounded Monthly2 Dividends Period: Monthly
Minimum Opening Deposit	$25.00
Minimum Balance to Earn Interest	$50,000.00
Monthly Service Fee	$0.00
Product Benefits	> Tiered Rate > Highest dividend opportunities

_{² Dividends are calculated daily and paid monthly.
Rates are subject to change at any time. Balances that fall below the minimum balance required to earn interest will not earn dividends and may incur a monthly fee, which may reduce account earnings. Rates may change after the account is opened. Please refer to your Personal Account Agreement and Truth-in-Savings Disclosures for complete information, including transaction limitations on savings accounts.}