Savings Accounts

Saving for your future with a Credit Union you can TRUST!  

BTCU offers savings accounts to suit all your savings needs.

Labor Saver – Required for Membership

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Your initial deposit of $25 into a Labor Saver account is what makes you an owner at BTCU. This is not a fee but your “share” in the credit union. If you close your account, you take that with you. 

Opening Deposit / Minimum Balance	$25
Minimum Balance to Earn Interest	$3001
Monthly Fee	None

Secondary Savings

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If you are saving for a specific purpose, this account is for you. There’s no limit to the number of accounts you can open. You can label your secondary savings by providing a nickname such as Holiday Fund, Taxes, Tuition, etc. This account can be opened within Online Banking as well.

Opening Deposit / Minimum Balance	None
Minimum Balance to Earn Interest	$3001
Monthly Fee	None

Advantage Savings

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Enjoy a higher interest rate savings and easy access to your money. With tiered dividends, the higher your balance, the more you’ll earn.

Opening Deposit / Minimum Balance	$2,500
Minimum Balance to Earn Interest	$2,5002
Monthly Fee	$20 if balance falls below minimum

_{1. Dividends are calculated daily and paid quarterly. 2. Dividends are calculated daily and paid monthly. Rates are subject to change at any time. Balances that fall below the minimum balance required to earn interest will not earn dividends and may incur a monthly fee, which may reduce account earnings. Rates may change after the account is opened. Please refer to your Personal Account Agreement and Truth-in-Savings Disclosures for complete information, including transaction limitations on savings accounts.}