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CU*BASE Rates

Savings

Savings Rates - Effective Wednesday, March 10, 2021
APYMinimum
Deposit
Minimum
Balance
SECONDARY SAVINGS0.05% $300
ADVANTAGE SAVINGS0.07%$2,500$2,500
ADVANTAGE SAVINGS0.09%$2,500$10,000
ADVANTAGE SAVINGS0.12%$2,500$50,000
ADVANTAGE SAVINGS0.15%$2,500$100,000
REWARD CHECKING INT0% $0
REWARD CHECKING INT0.6% $0
REWARD CHECKING INT0% $20,000
REWARDS CHECKING PLUS0% $0
REWARDS CHECKING PLUS0.8% $0
REWARDS CHECKING PLUS0% $20,000

Loans

Loan Rates - Effective Monday, October 3, 2022
Loan TypeRates as low asTerms & Information
New Vehicle » 4.14% 48 M Get a new car or truck.
Used Vehicle » 4.39% 48 M Get a used car or truck.
New Motorcycle » 4.99% 84 M Great rates available for new motorcycles!
Used Motorcycle » 5.19% 48 M Great rates available for used motorcycles!
New Boat » 4.99% 48 M Looking for a new boat? Get it today!
Used Boat » 5.29% 48 M Looking for a used boat? We can help with that too!
New RV » 5.29% 48 M Finance a new camper at BTCU!
Used RV » 5.49% 48 M Finance a used camper with BTCU!
New Personal Rec Vehicles » 5.99% 60 M Looking for a Snowmobile, ATV or Jet Ski? We can help.
Used Personal Rec Vehicles » 6.49% 60 M Looking for a Snowmobile, ATV or Jet Ski? We can Help!
Home Equity - 1st Position » 4.54% 60 M Take care of home improvement projects!
Home Equity - 2nd Position » 5.49% 60 M Take care of home improvement projects!
Home Equity - Line of Credit 4% 120 M Make home improvements or finance major purchases.
Unsecured Personal Loan » 9.74% 60 M Need a personal loan? Apply with BTCU.
Unsecured LOC » 9.74% 48 M For overdraft protection or pull money only as you need it!
Credit Card » 12.25% 48 M Low Rate, No Annual Fee, Plus Earn Rewards

Certificates of Deposit

Certificate Rates - Effective Monday, October 3, 2022
Certificate TermAPYMinimum Deposit
6 MONTH CERTIFICATE0.39%$1,000
6 MONTH CERTIFICATE0.44%$10,000
6 MONTH CERTIFICATE0.49%$50,000
6 MONTH CERTIFICATE0.54%$100,000
12 MONTH CERTIFICATE0.54%$1,000
12 MONTH CERTIFICATE0.59%$10,000
12 MONTH CERTIFICATE0.64%$50,000
12 MONTH CERTIFICATE0.74%$100,000
24 MONTH CERTIFICATE0.59%$1,000
24 MONTH CERTIFICATE0.64%$10,000
24 MONTH CERTIFICATE0.69%$50,000
24 MONTH CERTIFICATE0.74%$100,000
48 MONTH CERTIFICATE0.79%$1,000
48 MONTH CERTIFICATE0.84%$10,000
48 MONTH CERTIFICATE0.89%$50,000
48 MONTH CERTIFICATE0.94%$100,000
60 MONTH CERTIFICATE1.04%$1,000
60 MONTH CERTIFICATE1.09%$10,000
60 MONTH CERTIFICATE1.14%$50,000
60 MONTH CERTIFICATE1.19%$100,000
36 MONTH CERTIFICATE0.74%$1,000
36 MONTH CERTIFICATE0.79%$10,000
36 MONTH CERTIFICATE0.84%$50,000
36 MONTH CERTIFICATE0.89%$100,000