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What is the difference between balance and available balance?

Your available balance shows the amount of money you have available to withdraw, excluding any transactions or holds that are pending in our system. This balance may not reflect all pending items and you should always keep a register of all transactions for your account in order to avoid service charges. It’s easy to keep track of your transaction history using online banking.

Your money is never out of reach with Online Banking

Our free Online Banking service is available 24/7 and offers a secure and dependable method of transacting business at your convenience. Enjoy the freedom of all your BTCU perks from the comfort of your home!

Visit our Online Banking page for more information or enroll today.

Categorized in: General

**Maintenance Update: JULY 1st, 2025 6 a.m. to 9 a.m. BTCU systems update: Checking Account Conversion. Expect transaction posting delays until the update is complete. For questions please call 763.315.3888.**