Auto Loans

Let us help you save money on your next auto or the one you already drive.

Whether you’re looking for a car, truck, or SUV, let BTCU put you in the driver’s seat. We want our members to get an excellent deal every day. If you already have a loan from another bank or credit union, ask our Loan Officers about improving your rate.

We offer:

• Low rates everyday
• Flexible terms – up to 84 months
• Up to 110% financing
• Easy online payment options
• Fast approvals
• Electronic document signing
• A .25% discount when you sign up for autopay from a BTCU checking account 

Did you know? It’s our job to save you money. BTCU makes it easy to refinance your auto loan or lets you know the best option before vehicle shopping. Call 763.315.3888, Option 4, to talk to a loan officer and find out how much you can save.

Get the protection you need. 

• GAP Plus Insurance – Covers the gap between your vehicle’s value and what you owe if your vehicle is totaled in an accident. PLUS, it provides you with $1,000 towards your next auto when you finance with BTCU, AND covers up to $500 of your insurance deductible.
• Debt Protection – If you are totally disabled due to injury or illness or in the event of your unexpected death, or suffer a job loss, it may help cover your loan payment or payoff your loan balance.
• Mechanical Repair Contract – Get the mechanical repair coverage you need to avoid those unexpected costly auto repairs.